I should probably wait more than a month before going back to check our progress. Because for all the money rushing out, it doesn’t feel like it’s going down a bit!
Right now, we’re at 389,117.17
Last month it was 391,582.87.
2465.70 down in a month. I guess it’s progress. Possibly I should add that this month, instead of 71.04 for our snowball, it was 551.04. (Which, ahem, might have been a little over optimistic this month.)
We also had our 4 year old’s birthday party, complete with a dinosaur cake (mine wasn’t this pretty). I was going to post a photo, but the head fell off. There’s a reason I’m not a professional cake decorator. I still find it hard to budget for birthdays, and got into a whole argument with my husband, who went out shopping with the list, but spent almost all the money in the envelope. That was for groceries and the party (I combined two envelopes). But it was also for groceries for the rest of the month. He says he just got the stuff on the list, but I say you have to keep in mind the total amount and decide where to cut back as you shop. You can’t always have everything on the list. Especially if you ever shop at BJs. They kill me every time. I think the bulk pricing can make things cheaper, but sometimes you just spend all your money there.
So, we’re pinching pennies big time here for the next 11 days or so. Of course we have tons of stuff in our pantry, and the cars have gas, so it’s really a matter of making it through without spending extra. I’m not entirely sure we’ll make it. I’m always playing catchup from the last month, so I take away from things that are budgeted (because we need them, so my plan was good to budget for them). Not sure where to take away from this month, there’s nothing left to cut.
Still, I got my social security statement on Friday, and I earned more last year than I’d actually ever earned in my life (and 5 months of last year I was working part-time). And my current pay stubs tell me that I’ve already earned more this year than last. So where does all that money GO?